Buying a home is an exciting, but often overwhelming experience…particularly if you are buying your first home. The process to purchase the home of your dreams involves a lender, pre-approval, identifying wants and needs, viewing properties, preparing an offer, negotiations, inspections, contracts, attorneys, appraisal, title company, contingencies and their elimination, final mortgage approval, final conditions, survey, walk-through, planning the move, the closing and MORE!
In our area, it takes about 30-60 days from the time of your offer to purchase is accepted until closing day. As a buyer's representative, I have the skills it takes to guide you through the process and turn your home buying experience into a HAPPY HOME!
Here Are The Steps HOME...
Identify your housing wants and needs
Enter your home search criteria in the computerized home search program
Print out the listing for available properties that might meet your needs
Learn about new listings by Registering with The Rose Team for Daily E-Mail Updates
Review State of Illinois Real Estate Forms
Go over the steps in the Home-Buying Process sheet
Consult with a Lender to assess your Credit and Finances. It is highly recommended that you get pre-approved by a lender before selecting a home to purchase. This puts you in the driver's seat. You'll not only have the comfort of knowing the right price range for your pocketbook, but when you are ready to make an offer on your dream home, you'll be able to show the seller that you are qualified and ready to buy.
Meet with Me for a Home Buyer's Consultation. During the consultation, I will work together with you to:
View Properties you have Selected and Find the RIGHT Home! Each time out, I will provide you with a Buyer's Tour Booklet-complete with data about each property and a map of the area.
Write, Present and Negotiate an Offer to ACCEPTANCE.
Sign Contracts & Hire an Attorney.
Make your Official Mortgage Application.
Hire an Inspector and Attend the Home Inspection.
Appraisal, Title Work, Behind the Scenes Work.
Final Mortgage Approval, Meet Final Conditions and Attend the Final Walk Through.
CLOSING, MOVE AND CELEBRATION!
I promise I will be with you...all the way HOME! I have a list of highly regarded lenders, inspectors and attorneys I can recommend to you. I consider them a part of my team. It is important to me that you feel cared for and that the process is clear for you every step of the way. I will guide you with information about the area, evaluation of the properties you are considering, structuring the offer to purchase and negotiation strategies. Your wants and needs will be most important to me. My goal is to exceed your expectations-for you to receive exceptional service and skilled representation.
SO, LET'S GET STARTED! For more information, contact Phyllis@PhyllisRose.com